How to Live Within Your Means and Still Finance Your Dreams

1990-04-15

Author: Robert A. Ortalda

Publisher: Simon and Schuster

ISBN: 9780671696078

Category: Business & Economics

Page: 386

View: 349

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From Simon & Schuster, How to Live Within Your Means and Still Finance Your Dreams is Robert A. Ortalda's practical, step-by-step program for taking charge of your financial future. Financial consultant Robert A. Ortalda, Jr., presents a realistic, step-by-step system for getting what you want, when you want it—without getting into debt.

Essential Personal Finance

2018-12-13

Author: Jonquil Lowe

Publisher: Routledge

ISBN: 9781351041645

Category: Business & Economics

Page: 248

View: 114

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There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.

Personal Finance: An Encyclopedia of Modern Money Management

2015-04-14

Author: Barbara Friedberg

Publisher: ABC-CLIO

ISBN: 9781440830327

Category: Business & Economics

Page: 403

View: 710

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This jargon-free resource explains the who, what, why, and where of contemporary personal finance in simple, easy-to-grasp language, covering the key people, events, terms, tools, policies, and products that make up modern money management. • Supplies accessible, comprehensive financial information that explains complex topics in simple language • Shows the relationship between personal finance and everyday life, from renting an apartment to saving for retirement • Answers a wide variety of personal finance questions • Provides a resource suitable for both personal and scholarly use

Essential Financial Mathematics

2014-03-24

Author: Joseph Previte

Publisher: Lulu.com

ISBN: 9781304874405

Category: Business & Economics

Page: 146

View: 355

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This text is designed for a one-semester non-technical introduction to the mathematics of finance. Topics include: interest, inflation, retirements, annuities, mortgages, taxes, credit cards, leases, stocks and bonds, and other investments.

Buying the Best Home

2000

Author: Joe Breckner

Publisher: DK Publishing (Dorling Kindersley)

ISBN: 0789463202

Category: House buying

Page: 72

View: 252

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A step-by-step guide to finding the right home and the right financing for your budget Clear writing and illustrations cover all of the important elements of the home-buying process Practical explanations help prepare you to act quickly and with confidence Accessible charts and flow diagrams offer quick insights

Personal Finance for Everyday Challenges

2022-02-21

Author: H. Nejat Seyhun

Publisher: Cambridge Scholars Publishing

ISBN: 9781527579613

Category: Business & Economics

Page: 475

View: 850

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This book is essential reading for college students, faculty, parents of college students, and mid-career professionals. We are all faced with important career decisions throughout our lives, such as where to go to college or graduate school, what field to study, or what career to pursue. We also face important personal decisions, such how to save and spend, how to prepare for retirement, and whose advice to take or reject. This book provides a powerful set of personal finance concepts that will help the reader analyze their choices before the fact and help them make the best decisions possible. They are based on the principles of finance—that is, how we make decisions to achieve the best possible outcomes in the face of uncertainty.

Nolo's Essential Guide to Buying Your First Home

2022-12-27

Author: Ilona Bray

Publisher: Nolo

ISBN: 9781413330052

Category: Business & Economics

Page: 449

View: 783

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"This book provides everything a first-time home buyer needs to research the local market and listings; choose a house, condo, co-op, or townhouse; create a realistic budget; qualify for an affordable loan; borrow a down payment from friends or family; get protection with inspections and insurance; and negotiate and close the deal successfully. This book includes insights from 15 real estate professionals--brokers, attorneys, mortgage specialists, a home inspector, and more. Also included are the real-life stories of over 20 first-time homebuyers"--

Basic Finance: An Introduction to Financial Institutions, Investments, and Management

2015-01-12

Author: Herbert B. Mayo

Publisher: Cengage Learning

ISBN: 9781305464988

Category: Business & Economics

Page: 736

View: 489

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Combining current coverage with a student-friendly modular format, BASIC FINANCE: AN INTRODUCTION TO FINANCIAL INSTITUTIONS, INVESTMENTS & MANAGEMENT, 11E introduces the three primary aspects of finance and examines how they are interrelated to give students a firm foundation in all of finance--not just corporate finance. Each chapter offers a concise, self-contained treatment of one or two finance concepts, or institutions easily covered in a single class period. Students can build on what they learn through the text's Internet resources, number problems, illustrations using financial calculators, and a Microsoft Excel appendix. The time value of money is emphasized throughout. The 11th Edition includes numerous self-help problems with answers and relationships with answers, new coverage of classes of stock/preferred stock, new sections on Internet sources of information, and updated tax laws. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.

Essential Finance and Accounting for Managers

2002

Author: Leslie Chadwick

Publisher: Pearson Education

ISBN: 0273646486

Category: Business & Economics

Page: 436

View: 174

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The book benefits from a concise approach to the subject, only covering material that the busy manager or executive will need to know; the emphasis is on interpretation and analysis rather than a detailed understanding of finance or accounting sufficiently challenging the reader without being too technical. The text includes excellent pedagogy, namely: learning objectives; self-assessment questions with solutions; step-by-step examples; chapter summaries and numerous diagrams, charts and tables; and real-world case studies with outline and solutions that should help students apply what they learn to the real world of business.

Buying Your Home

2021-09-06

Author: Lien Bich Luu

Publisher: Routledge

ISBN: 9781000441758

Category: Business & Economics

Page: 204

View: 667

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Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.

The Smart & Easy Guide To Mortgages & Home Financing

2013-10-22

Author: Mark Dennison

Publisher: Createspace Independent Publishing Platform

ISBN: 1493558420

Category: House buying

Page: 0

View: 490

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As you get ready to buy a home, you will need to learn everything you can about the world of home financing and mortgages. This is one of the biggest points of worry, confusion and downright failure for many would-be homeowners. But the good news is that there are answers. And The Smart & Easy Guide To Mortgages & Home Financing: How to Finance Real Estate to Make the House Buying Process Successful has them for you right now. The book contains all the knowledge and guidance that you need to get the best mortgage and avoid financial complications. This real estate financing and home buying mortgage guide book contains crucial information on how to get started with the process of identifying the best mortgage and how to make sure you get the best deal possible. Here are some of the questions answered in the book: - How to secure the credit to get started - How to begin the loan process - How to identify and negotiate for the best rates - How to understand the mortgage stipulations and the mortgage contracts formulated by the lenders - Why it's important to understand mortgage stipulations and the fine print - How to identify a loan that is suitable for a person's individual needs - How to get a loan that guarantees financial freedom - How to avoid scams, fraud, and other risks during the mortgaging process The book fully addresses the challenges faced by any homebuyer considering taking out a mortgage. The main purpose of this real estate financing and home buying mortgage guide book is to empower you by providing knowledge and practical steps you can take. The costs of ignorance in the mortgage industry are too high to ignore when you can get answers this easily. Here are just a few of the things you will learn: - The best strategies for identifying the best mortgage for your situation - How to avoid the stress, anxiety and frustration typical first time home buyers go through during the lending process - How to identify the best mortgage rates by using little known tools - How to avoid fraud, scams and other financial risks - Crucial Strategies for negotiating lower rates and fees - How to boost your credit ratings and why they matter - How a few simple negotiation tricks can save you $1,000s - How to find the best lenders for you - How to save time, money and headaches during the entire process The book contains extensive details on how to avoid financial issues, find the best mortgages and save money and time every step of the way. This real estate financing and home buying mortgage guide book explains how you can obtain good credit, how to start the loan process and how to identify the best mortgage rates. This real estate financing and home buying mortgage guide book has all the answers you need. It contains detailed mortgage information that will guide you smoothly through the home financing process. The sooner you access to get the knowledge contained in this book, the better your situation will be. Make the home buying and home financing process as fast and easy as possible. The Smart & Easy Guide To Mortgages & Home Financing: How to Finance Real Estate to Make the House Buying Process Successful is here for you. Grab your copy today of this real estate financing and home buying mortgage guide book!

The Definitive Guide to Buying Your First Home

2014-10-09

Author: Stephanie A. Knight

Publisher: CreateSpace

ISBN: 1500823635

Category: House & Home

Page: 276

View: 627

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Purchasing your very first home is an important piece of the American Dream. However, the confusing financing, credit and credit score worries, contradictory real estate information, and a confusing group of experts-with everybody wanting something from you –may take something that could be one of the greatest experiences of your life and instead turn it into a dreadful event! Now, very experienced real estate experts, Stephanie Knight and Robert Price teach you everything you need to know about purchasing your first take everything you need to know about purchasing your first home-or your fifth- with the Insider's Secrets that have helped thousands. Learn about narrowing your wants and needs in new home, finding the right Realtor®, finding and securing the correct mortgage lender, negotiating the best terms and pricing, home inspections and what to expect at the closing, how to set up your own team of experts who will be looking out for only you. Learn the keys to be successful in buying the property you want and Insider Secrets that will take you from just wanting a house to making that dream a reality!Purchasing a house is frightening enough as it is, but when you are surrounded by a bad economy, foreclosures and news stories of a credit crisis, many potential buyers give up the American Dream without even trying. But today's potential homebuyers have advantages that buyers a few years ago lacked:* There is a multitude of houses for sale,* Home prices have become more affordable because of the market or low rates,* Mortgage lenders have money to lend and interest rates are at the lowest rates in 50 years.This step-by-step guide will show homebuyers how to take advantage of the current market conditions to buy a home that is both a refuge from the tough times and a worthwhile financial investment. Includes information on:* Buying vs. renting* Financing and Finding the best Lender* Choosing the right realtor* Choosing the best neighborhood for your family and your needs* Understanding legal, tax, insurance issues, contracts, inspections, HOAs, buyer's agents and seller's agents, and much more.From the most trusted name in real estate, here is the latest edition of the indispensable guide that helps first-time buyers land the home of their dreams.Stephanie Knight has established herself as a trusted real estate expert. In this new book, She offers pages of new and up to date material addressing all of the current trends home buyers need to stay on top of, including:• The new construction housing boom and how home buyers can make the most of it• Mortgage lending innovations, such as low down financing and the ability to finance 100 percent of the purchase price, or getting renovations included in your mortgage.• The dangers facing first-time home buyers when purchasing without a broker, using discount Internet-based services, and buying first homes as investments.• The latest information on asbestos, mold, radon, and other bio-environmental hazards and new, inexpensive testing methods any home buyer can use.

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